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Our Lender

Bringing People and Homes Together®

Deborah Mercado

Mortgage Advisor
  • (360) 913-2334
  • (360) 436-4684
  •  DMercado@AbsoluteLoans.com
    MLO#120166

There is a financial component to every real estate transaction and being able to address client's real estate related financing needs is part of our strength. Through our lender, our agents are able to offer their clients access to a world class lender offering competitive rates to make every transaction a controllable and smooth one.

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Know Your Mortgage Payment

Based on the home's sale price, the term of the loan, buyer's down payment percentage, and the loan's interest rate, this calculator can help estimate what you'll need to pay out monthly for your new home. This calculator does not factor in PMI (Private Mortgage Insurance) for loans with less than a 20% down payment, or town property taxes and its effect on the total monthly mortgage payment.

Buying a home is a big step! Whether you're buying your first home, your dream home, or your tenth investment property, yours will be a big investment. We know how important this is to you and we have an army of experts to make sure we find the perfect property for your unique circumstances. Finding the perfect property is just one way we can help you with your real estate purchase.

In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.

This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. ©2017 A division of Finance of America Mortgage LLC, NMLS ID #1071